Over the coming weeks, Express.co.uk is going to delve into this topic, looking at areas that will really impact the life of the British public if, at 11pm on March 29, 2019, we leave the EU without a deal.
What could happen to the NHS? What could happen to travel? What could happen to the taxes we pay? What could happen to food prices?
These will be just some of the topics covered in the ‘NO DEAL BREXIT EXPLAINED’ series, intended to cut through the political-speak and provide some clarity without agenda.
After all, whatever happens in the coming weeks and months will affect millions of people, and, just as the government should be prepared, so should the public.
So follow us as we attempt to make sense of the murky waters of what no deal could look like.
All the stories will be linked here, and this story will be updated every time a new story goes live.
Just like the state of affairs at the moment, this list will be updated every week to reflect the real issues you need to know about.
Scroll down to follow our series of explainers, divided into easily digestible sections.
NO DEAL BREXIT: Follow us for a special series of what a no-deal Brexit could mean
WHAT IS HAPPENING WITH BREXIT?
Here’s a summary of the current situation regarding the Brexit negotiations:
A 24-hour summit of EU leaders in Brussels in October did little to assuage the worries of those who think crashing out of the EU without a deal would be disastrous.
The summit was previously expected to be a final discussion on Brexit negotiations before the special one-off summit in November to sign the dotted line.
But with EU leaders saying “not enough progress” had been made, the November summit was scrapped.
Now, officials are looking to the next summit in December with high hopes a last-minute deal can be thrashed out between the UK and the EU.
NO DEAL BREXIT: Is no-deal really better than a bad deal?
British prime minister Theresa May says she is prepared to “explore every possible option” to break the deadlock in Brexit talks.
She told MPs 95 percent of the terms of exit are agreed but the issue of the Irish border was still a “considerable sticking point”.
Mrs May has declared she will “never agree to” any kind of border between Northern Ireland and the rest of the UK saying it would “mean breaking up our country.”
Although Mrs May announced she was willing to consider extending the UK’s transition period beyond 2020, she added this was “undesirable” and would have to end “well before” May 2022.
Brexit Secretary Dominic Raab indicated this week that he expects a deal to be agreed by November 21.
However, within hours he had apparently u-turned, saying here was “no set date for the negotiations to conclude”.
So, while we await more news, it seems the impasse holds strong.
NO DEAL BREXIT: Follow us as we attempt to make sense of the murky waters of what no deal could mean
WHAT’S UP NEXT ON THE BREXIT AGENDA?
In mid-December, it will be EU summit time again – in a clash Britain and the EU which is expected to be the mother of all crunch talks.
If there’s no deal agreed to by then, the government will have four options:
1. Do nothing. We leave without a deal.
2. Delay departure, seeking an extension of Article 50
3. Put it to a vote, holding another public referendum
4. Try to have another last-ditch attempt at negotiating.
WHAT WOULD NO DEAL BREXIT MEAN FOR YOU AND ME?
With no deal Brexit on the cards, Express.co.uk looks at just how this will affect every part of our day to day lives in Britain.
Carry on reading to find out how Brexit could impact on the NHS, house prices, jobs, and more.
NO DEAL BREXIT: Will Theresa May manage to get her plan through the EU and Parliament?
The key issues for the NHS are: staffing, health insurance and access to medicine.
Professor Jean McHale, Professor of Health Care Law, University of Birmingham, said staffing is a longer-term question, as the NHS is reliant on staff from other EU states.
While on the issue of health insurance and the EHIC card, said: “While the card is not a substitute for travel insurance, it does deal with medically necessary healthcare.
“This can be people who have a multiple range of conditions, such as cancer, where travel insurance is going to be very expensive.”
Published in the Brexit White Papers, the government left the door open for EU students to come into the UK.
The proposal makes clear that “free movement” will end, but the future arrangements will allow students to “benefit from world leading universities.”
This would allow “streamlined” movement back and forth between the EU and UK – and not just for university but also for “cultural experiences.”
After Brexit, the UK government was warned flights between the EU and UK could cease.
The Brexit papers said: “If the UK leaves the EU in March 2019 with no agreement in place, UK and EU licensed airlines would lose the automatic right to operate air services between the UK and the EU without seeking advance permission.”
The Bank of England estimates some 5,000 City jobs will move to the continent by March 2019.
City minister John Glen told a committee in the House of Lords that he agrees with this number. but insisted his “sole objective in respect of the City is to ensure as much continuation as possible in respect of economic value able to be generated by the City.”
In the event of a no-deal Brexit, Mr Glen said: “I don’t have a crystal ball… [Job losses] will be so contingent on the nature of that no-deal.”
NO DEAL BREXIT EXPLAINED: Immigration is one issue being raised
During the transition period, EU citizens arriving in the UK would enjoy the same rights and guarantees as those who arrive beforehand – and the same would apply to UK expats on the continent.
However, it remains unclear what would happen in the event of a no-deal Brexit as this transition period would not go ahead.
Because of the Data Protection Act 2018, there won’t be any immediate change to the UK’s data protection standard.
Chris Combemale, group CEO of the Direct Marketing Association (DMA) about data rights, said: “No matter what Brexit deal is or isn’t struck, the … the UK has a robust data protection framework that can be trusted.”
However, there will be some challenges.
The flow of information between the UK and EU would be stunted, which would have an obvious impact on business but could have a knock-on effect to the public.
NO DEAL BREXIT EXPLAINED: House prices could crash or rise further
A report published by the House of Lords European Union Committee in May said: “It is inconceivable that Brexit will have no impact on EU food imports to the UK.”
The report urged the government to develop a comprehensive food security policy for Britain in the event of a no-deal Brexit, estimating a hike in food tariffs up to 22 percent.
While this isn’t necessarily a direct knock-on effect on the prices own shelves, the more food costs to import, the more likely it is to cost more in the shop.
In September, Bank of England governor Mark Carney predicted house prices falling by 25 to 35 percent over three years after Brexit if the UK leaves without a deal.
Alexandra Morris, managing director of online letting agent MakeUrMove said: “With uncertainty about the rights of EU workers if the UK leaves without a deal, areas of the country where landlords provide accommodation to large EU migrant communities could be affected.
“If EU workers return home, there will be a host of empty houses and flats. Landlords will be hit financially if they can’t find new tenants to let the properties.
“This will have a knock-on effect on rental prices.”
No-deal Brexit: The UK imports 37 million packs of medicine each month from the EU.
The UK imports 37 million packs of medicine each month from the EU.
Concern has been raised that prolonged disruption at the borders in the event of a no-deal Brexit could disrupt the supply chain.
The government has asked firms to start stockpiling a six-week supply of drugs, but worries are growing that the public may need to do the same.
Martin Sawer, of the Healthcare Distributors Association, told MPs the medication industry was “very concerned” about a no-deal as it could have “catastrophic” consequences for the supply of drugs.
Stay with us as we delve deeper into the topic of what that could mean for you and me.